Is Transferwise Safe and Reliable: Transferwise Review
Is Transferwise Safe and Reliable? When I was a student, I had to send and receive money from my home country. I have used traditional banks to make the money transfer. However, I was disappointed and frustrated every time I made the money transfer through banks and...
Stock Market Emotions: Best Ways to Deal With
Stock Market Emotions! When I started to invest in stocks, the biggest challenges I had was to deal with my emotions when I see the investments returns go up and down. Especially, made it even harder to deal with when it goes down (Red all over!). When the value of my...
Basics of Investing: How to Invest in Stocks
Even before you start investing, you have to learn the very basics of investing. Why it is so important? Investment carry risk. When you invest your hard earned money, especially in stock market without understanding basics of investing, you could lose some or all...
Are Paid Surveys Legit: Can You Make Money from Survey
Are paid survey legit and can you really make money from taking paid surveys? The short answer is: Yes. It is one of the easiest ways to make money online. All you do is provide your opinions. However, you can't make a full-time living with the money you can make from...
Payoff Mortgage or Invest – The Complete Analysis
Should I payoff the mortgage or invest? A question every individual will ask and search in the google while in the journey of financial freedom. A simple answer, several financial geeks provides is payoff mortgage if your savings rate or returns from investment is...
How to Budget in Excel – How I saved 70% of Income
Creating a simple budget in excel helped to cut my spending and ensured I don't spend more than I earned. In fact, I saved more than 70% percentage of our household income because of a solid budget plan. Creating and sticking to a budget plan, helps you work towards...
How to save money in the UK – Practical ways to save money
There are more practical ways to save money in the UK and this guide unfolds simple tricks and hacks of saving money. This includes how to reduce cost on energy, groceries and how to save at home. Start with the Goals Goal based saving is more sustainable than just...
How to retire early – 5 Steps to retire early in the UK
How to retire early? So, you are pondering not to stay tied to the cubicle desk for the rest of life for you. This is a great first step. Yes, desire to become financially independent and retiring early is crucial to achieve your goal. Because, at times, this seems...
New Build Property Risks and Mistakes to avoid
New Build Property Risk and Mitigation Buying a new home (New Build Property) is a dream for number of families. Families spend their lifetime to own a home, right saving for the deposit to fully repaying the mortgage. It is daunting to find your dream home and it...
About Me
My name is Naresh Jayakumar. I am mastering personal finance to effectively manage, save and grow money. I’m on my happy jounery to financial indenpendence.
I blog to share the tricks and hacks of making, managing and saving money to help others achieve Financial Independence in their lives too.