Should I Include Synthetic ETFs in My Portfolio
Synthetic ETFs becoming increasing popular in recent days. In the world of ETFs, it is the next hot ETF like Tesla in the stock market. It is seen as superior product compared to physical ETFs. It is an innovation in financial engineering which provide some benefits...
How to Save for Child’s Future: A Simple Way
As a parent, you want to save for child's future to give them a best start to their life and career. With the rising tuition fee and increasing housing prices, it is important to start savings for them to provide a good foundation. Therefore, they can start to build...
Emerging Markets Index in Portfolio: Is It Worth The Risk
Investors includes MSCI emerging markets index in their portfolio for mainly two reasons. One is to achieve higher return and another reason is to diversify their portfolio. Developing country's economy growth rate is tend to be higher than developed country's economy...
Is S&P 500 Overvalued: Should I Invest in a High Risk Index?
S&P 500 market index crashed in March 2020 and plunged by 34% from the level in Feb 2020. However, S&P 500 have quickly rebounded and it is now trading at 7.5% higher than the level in Feb 2020. The vaccines news further skyrocketed the market and reached an...
Is FSTE 100 Undervalued or Diminishing
FSTE 100 is currently at level where it was in 1998. It is trading at almost 22 years low now. So is FSTE 100 on sale? In other words, is FSTE 100 undervalued or diminishing? FSTE 100 has had difficult times over the past few years, mainly due to eurozone crisis in...
Index Fund Available in the UK with Low Tracking Error
The fund tracking error is an hidden cost of an investment which is often overlooked. Choosing the right index with lowest tracking error can save you money in the long run. Tracking error basically denotes how well the fund is performing in relation to its benchmark...
Why Tracking Error is Not Important Than Tracking Difference
The tracking difference and tracking error are mostly widely used, next to cost when analysing index funds. Tracking error and tracking difference are often used interchangeably whilst analysing the index funds. However, tracking difference and tracking error are not...
Is Transferwise Safe and Reliable: Transferwise Review
Is Transferwise Safe and Reliable? When I was a student, I had to send and receive money from my home country. I have used traditional banks to make the money transfer. However, I was disappointed and frustrated every time I made the money transfer through banks and...
Stock Market Emotions: Best Ways to Deal With
Stock Market Emotions! When I started to invest in stocks, the biggest challenges I had was to deal with my emotions when I see the investments returns go up and down. Especially, made it even harder to deal with when it goes down (Red all over!). When the value of my...
Basics of Investing: How to Invest in Stocks
Even before you start investing, you have to learn the very basics of investing. Why it is so important? Investment carry risk. When you invest your hard earned money, especially in stock market without understanding basics of investing, you could lose some or all...
About Me
My name is Naresh Jayakumar. I am mastering personal finance to effectively manage, save and grow money. I’m on my happy jounery to financial indenpendence.
I blog to share the tricks and hacks of making, managing and saving money to help others achieve Financial Independence in their lives too.